Faith & Finance Minute

When Credit Card Rewards Aren’t Worth It

Episode Summary

Credit card rewards can feel like easy money: cash back, travel points, and sign-up bonuses just for using a card. But Rob West warns that a strategy called “credit card churning” (opening cards mainly to capture bonuses) can carry more risk than reward.

Episode Notes

Credit card rewards can feel like easy money: cash back, travel points, and sign-up bonuses just for using a card. But Rob West warns that a strategy called “credit card churning” (opening cards mainly to capture bonuses) can carry more risk than reward.